Business Insurance


Business Insurance

Insurance is an important consideration for any small business, whether you run a busy consultancy firm, local architect office or hair and beauty salon. Buying the right policy allows you to focus on what you do best, while we look after your everyday risks. Get a quote tailored to your workplace needs in minutes with Adje Vignon Wilson (AVW).

What is business insurance?

Business insurance, also known as commercial insurance, is a tailored policy designed to safeguard small businesses against certain losses and risks that can emerge during the normal course of business activity.

With Adje Vignon Wilson (AVW), there are several types of cover to choose from, including professional indemnity, public liability and employers’ liability insurance, as well as specialist policies for your office contents, and to help in the event of a cyber-attack.

Bespoke business insurance policies can prepare you for the unexpected such as disruptive data loss, compensation claims or specialist equipment damage and protect your firm should things go wrong.

Do I need business insurance?

Companies that employ staff may need to hold a certain type of business insurance – employers’ liability insurance – by law. Other policies, such as public liability cover, can offer invaluable reassurance and protection.

Business insurance is there for anyone and everyone who provides a professional service and might be at risk of having a claim brought against them.

Our policies can help a wide spectrum of businesses, start-ups and mid-size firms with headcounts as high as 100 when faced with claims of negligence, defamation, breach of confidence or intellectual property infringement. Other types of commercial insurance can help to recover your IT systems and safeguard property and specialist equipment.

From slips and trips to workplace illness, even if you and your business are not at fault, costs can start to add up without a policy in place.